Monitored Security System or Not? Seeking Advice

I’ve always lived in the country, but I recently moved to a suburb of a big city. It’s not a terrible neighborhood, but there’s no place completely free from crime around here.

I’m trying to decide whether to install a monitored security system. An ADT dealer is offering a system for $45/month on a 3-year contract, with basically free installation. That seems expensive, but I’m not sure.

I have a teen who hates leaving home and will often be home alone, and a younger child who sometimes gets home from school before I get back from work. I worry about them walking into a house with someone sneaking around inside.

Any advice on whether to go for the monitored security system or not?

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